When it comes to building up your credit score, one of the most important factors to focus on is your credit utilization rate. Your utilization rate is the percentage of your overall credit that you ...

Keeping this ratio low can give a big boost to your credit score Written By Written by Contributor, Buy Side Michelle Lambright Black is a contributor to Buy Side and credit expert specializing in ...

If you want an excellent credit score, one of the easiest factors to control is your credit utilization rate, which can account for up to 30% of your score. Get Make ...

Your credit utilization ratio accounts for 30 percent of your FICO score and is calculated by dividing the total debt you ...