Builders and lenders are increasing incentives like grants, price reductions, and mortgage rate buy-downs for first-time buyers in 2026. NAR sees these trends as key to improved affordability. AI ...

Mortgage rates are at an 11-month low and could drop further. First-time home buyers could benefit from a bit of an AI assist. Mortgage rates just hit an 11-month low. That’s not hype. That’s the ...