19 - Overdrafts Explained: Fees, Protection, and How to Avoid Them
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19 - Overdrafts Explained: Fees, Protection, and How to Avoid Them
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What is an overdraft? 💳 An overdraft is when your bank allows you to spend more money than you have in your account. For example: If you have $0 and you spend $500, your account becomes - $500. When you use overdraft, the bank charges high interest (often around 19–22%), calculated daily on the negative amount. Some banks may also charge a monthly fee just for having overdraft set up, even if you don’t use it. Overdraft is meant for emergencies… But it is expensive. My recommendation? Avoid goi
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What is an overdraft? 💳 An overdraft is when your bank allows you to s…
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